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Confessions of a Dent Guy

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Your coverage decreases, shouldn't your premium ?

Posted on February 25, 2020 at 4:40 PM Comments comments (18)

Vehicles are undeniably a depreciating asset. They depreciate arguably 10 to 15% per month depending on what source you reference. So a vehicle currently valued at $20,000 is depreciating at $200 to $300 a month. For this example let’s use the lower of that figure over a year. So every month, in the case of a total loss, your insurance owes you at least $200 less for your vehicle than it did the month before. Over a year, your insurance owes you $2400 less than it did one year before. S...

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How to choose a dent shop. Aren't they all the same?

Posted on February 11, 2018 at 5:40 PM Comments comments (8)

When I left my first dent shop sales job, one of the challenges I was going to face was choosing another shop to work with. My original shop had always claimed to be the "best in the business". Well, as it turns out, they all claim that. Over time and from working with quite a few different shops I am now pretty efficient at sorting through all the variables that one must consider in making a solid choice for the repair of a hail damaged car. Below are some of the top things that  I focu...

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Fool me once, fool me twice.....

Posted on December 11, 2016 at 12:30 AM Comments comments (2)

Insurance companies are in business to make money, and consumers are all too happy to help in that process. Simply stated insurance companies want to take more money in than they spend out. A LOT MORE. Yet consumers forget the nature of the beast they are dealing with. In the hail business insurance companies curb their losses by shorting the first or initial estimate. This starts with the initial inspection of your vehicle. Most people assume that this initial inspection of their vehicle is ...

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Jammed up dent shops costing insurance companies a LOT of money...

Posted on June 9, 2016 at 9:25 AM Comments comments (5)

I've seen stories that talk about numbers in the 50,000's when referring to the number of cars that got hit by recent storms, and that was addressing just one storm. Now we've had three major hail impacts in the area starting with March 17th in the Arlington Fort Worth areas, then 6 days later the west side got hit from Lewisville, to Plano, and on out to Wylie on March 23rd. On April 11th a diagonal line hit from above Decatur all the way over smashing Plano and Wylie again. Everywhere I go ...

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